If your family has been through a short sale, foreclosure or bankruptcy, it can be tough getting back into the housing market. However, according to tonight's Money Watch Q & A expert, renting a home is not your only option. 

Greg Hughes started My Lease 2 Own. If you qualify for the program, you can search for a home you would eventually like to own in the open market and investors will buy it for you. Hughes says this program allows aspiring homeowners an opportunity to invest in their financial future by building equity and locking in today's prices, while also buying time to get back on their feet. He says if you are serious about home ownership and do not want to waste money on rent, My Lease 2 Own might be an ideal option for you. 

To learn more, Hughes will be answering our Money Watch Q & A lines at (775) 858-2222 between 5 – 6 p.m. 

You can also reach him during regular business hours at (775) 297-4977 or log onto www.mylease2own.com.